Boats, Sailboats & Yachts

The coverage provided under your home or apartment insurance is very limited for boats. The canoe or rowboat you use at the cottage, or take with you on vacations, has limited coverage on your property policy. However, motorboats, sailboats and yachts are worthy of careful consideration when it comes to insuring them. Satisfactory coverage is determined by:

• The size of the boat and engine
• Cooking and sleeping facilities
• The type of boat
• The age and construction of the hull

You might be eligible for discounts, considering : any boating courses you have taken, your years of experience and if you carry safety devices onboard.